Atlanta Real Estate & Mortgage Blog

Welcome to the blog. Our primary focus is to provide you with in-depth insights into the Atlanta real estate market. Our aim is to empower you to make informed decisions whether you're buying, selling, or investing in Atlanta, GA real estate. Dive into our posts and remember to subscribe for the latest market updates!

Nov. 27, 2023

Best Mortgage Strategies in Atlanta, GA - November 2023 Guide

Mortgage Tips for Atlanta, November 2023

Navigating the Mortgage Landscape in Atlanta, GA

As of November 2023, Atlanta's housing market continues to be a space of active investment and growth. Securing the best mortgage in such a market requires understanding current rates and smart planning. In Georgia, the current mortgage interest rates are 7.67% for a 30-year fixed mortgage and 6.90% for a 15-year fixed mortgage. This blog post guides you through the steps to get the best mortgage deal in Atlanta, GA.

Understanding Current Mortgage Rates

As of late November 2023, the average 30-year fixed mortgage rate in Georgia hovers around 7.73%, showing a slight fluctuation from earlier in the month​``【oaicite:5】``​. The rates for 15-year fixed mortgages and 5/1 adjustable-rate mortgages (ARM) also reflect similar trends. It's crucial to stay updated with these rates as they form the basis of your mortgage planning.

1. Assess Your Financial Health

Before diving into the mortgage process, evaluate your financial situation. Consider your credit score, income stability, debt-to-income ratio, and savings. A strong financial background can help you secure lower interest rates and better loan terms.

2. Research and Compare Lenders

Atlanta offers a range of mortgage lenders, from national banks to local credit unions and online lenders. Compare their rates, fees, and customer service records. Don't hesitate to negotiate and ask for better terms.

3. Consider Different Mortgage Types

Explore various mortgage types like fixed-rate, adjustable-rate (ARM), FHA, VA, or jumbo loans. Each has its advantages depending on your financial goals and the length of time you plan to stay in the home.

4. Get Pre-Approved

Pre-approval gives you a clear idea of what you can afford and shows sellers that you are serious about buying. It involves a lender evaluating your financial situation and determining how much they are willing to lend.

5. Read the Fine Print

Understand all the terms and conditions of your mortgage offer. Pay attention to the interest rate, APR, loan term, and any penalties or fees associated with early payment or late payments.

6. Consider the Future

Think about how your financial situation might change over the years. If you plan to move or refinance in a few years, an ARM might be more beneficial. For long-term stability, a fixed-rate mortgage might be better.


Finding the best mortgage in Atlanta, GA, requires careful planning and consideration of your financial situation and future goals. Keep abreast of current rates, compare lenders, and understand the details of your mortgage agreement. With the right approach, you can secure a mortgage that fits your needs in Atlanta's evolving real estate market.

Atlanta Home Prices

We are here to help you with your homeownership goals in the Atlanta real estate market is your trusted partner for all your real estate needs in Atlanta. Whether you're searching for the perfect mortgage, seeking a top-notch real estate agent, buying your dream home, or selling a property, we've got you covered.

Nov. 27, 2023

Top 5 Reasons to Move to Atlanta in 2024

Atlanta Market Report, November 2023 

Thriving Atlanta Real Estate Market: A Look into November 2023

As 2023 draws to a close, Atlanta's real estate market continues to showcase resilience and growth. With an average sales price in the Intown Market reaching $726,355, the city's property landscape presents compelling reasons to consider Atlanta as your next home in 2024. The median sold price in Atlanta for October was $406,838, reflecting a steady 3.2% increase from the previous year, coupled with a median price per square foot of $254​​.

Top 5 Reasons to Move to Atlanta in 2024

Atlanta's dynamic and growing real estate market, combined with its vibrant culture and economic opportunities, makes it a prime destination for those looking to relocate. Here are the top five reasons to consider moving to Atlanta in 2024:

1. A Robust and Growing Real Estate Market

Atlanta's real estate market has shown significant growth over the past year. The average sales price in the Intown Market has seen a 6% year-over-year increase, and the median sales price citywide in September 2023 was $410,000, up 2.5% from the previous year​​. This growth signifies a strong and stable market, offering potential for solid investment returns.

2. Diverse and Welcoming Neighborhoods

Atlanta is known for its diverse and inclusive neighborhoods, each offering unique living experiences. From the historic charm of Midtown to the trendy and artsy vibe of East Atlanta, the city caters to a variety of lifestyles and preferences, making it an ideal location for families, young professionals, and retirees alike.

3. Thriving Economic Landscape

Atlanta is a hub for various industries, including technology, film, and healthcare, offering abundant job opportunities. The city's economic diversity provides a stable environment for career growth and development, attracting professionals from across the nation.

4. Rich Cultural Scene and Entertainment

Home to world-class museums, theaters, and music venues, Atlanta boasts a rich cultural scene. The city is also known for its vibrant food scene, offering an array of culinary delights. Atlanta's blend of culture and entertainment provides an enriching lifestyle for its residents.

5. Favorable Cost of Living Compared to Other Major Cities

Despite its growing real estate market, Atlanta offers a more affordable cost of living compared to other major U.S. cities. This affordability, combined with the quality of life it offers, makes Atlanta an attractive option for those looking to relocate​.


Atlanta's real estate market is not just surviving but thriving, making it an ideal destination for those looking to move in 2024. With its diverse neighborhoods, economic opportunities, cultural richness, and favorable living costs, Atlanta stands out as a top choice for homeowners and investors alike.

Atlanta Home Prices

We are here to help you with your homeownership goals in the Atlanta real estate market is your trusted partner for all your real estate needs in Atlanta. Whether you're searching for the perfect mortgage, seeking a top-notch real estate agent, buying your dream home, or selling a property, we've got you covered.

Posted in Real Estate
July 31, 2017

Curious About Local Real Estate?

Receive the Latest Local Market Stats

Curious about local real estate? So are we! Every month we review trends in our real estate market and consider the number of homes on the market in each price tier, the amount of time particular homes have been listed for sale, specific neighborhood trends, the median price and square footage of each home sold and so much more. We’d love to invite you to do the same!

Get Local Market Reports Sent Directly to You

You can sign up here to receive your own market report, delivered as often as you like! It contains current information on pending, active and just sold properties so you can see actual homes in your neighborhood. You can review your area on a larger scale, as well, by refining your search to include properties across the city or county. As you notice price and size trends, please contact us for clarification or to have any questions answered.

We can definitely fill you in on details that are not listed on the report and help you determine the best home for you. If you are wondering if now is the time to sell, please try out our INSTANT home value tool. You’ll get an estimate on the value of your property in today’s market. Either way, we hope to hear from you soon as you get to know our neighborhoods and local real estate market better.

Posted in Market Updates